First-Time Buyers

Pacific Home Loans offers many loans designed specifically for First-Time Home Buyers!

Learn about our loan programs that will ensure you have the best possible chance to get pre-qualified to buy your first home or condo.

Learn More

Jumbo Loans

Pacific Home Loans offers one of the largest selections of jumbo loans in Hawaii.

Learn about our jumbo home loan programs and our competitive rates!

Learn More

Alternative Document

We have many great home loan options for self-employed applicants and investors.

Learn about all of our Alternative Document loans designed for self-employed applicants and investors purchasing or refinancing Hawaii properties.

Learn More

Reverse Mortgage Loans

Visit our Reverse Mortgage page to find out if our Reverse Mortgage is right for you

The Reverse Mortgage is designed to assist those over 62 access the equity in their home.

Learn More

Your Local Source for Hawaii Home Loans

Pacific Home Loans is a direct lender and a broker in Hawaii. We offer a complete line-up of home loan programs perfect for all your financial needs.

Whether you are purchasing or refinancing a Hawaii Home or a Condominium, Pacific Home Loans is committed to providing you with high-level mortgage planning and guiding you to make informed decisions regarding what is likely to be one of life’s biggest investments.

As a mortgage banker and mortgage broker, Pacific Home Loans can fund your loan in-house for some of the quickest closings and lowest rates in Hawaii along with the added benefit of many portfolio loans such as condotel, land, construction to permanent, self-employed Alt Doc and many more loan programs to ensure all your Hawaii residential home loan needs are taken care of.

We offer loans throughout the State of Hawaii on the islands of Oahu, Maui, the Big Island, and Kauai.

Get Pre-Qualified
Contact Us


Apply Online to get started on the loan process right away.
If you have any questions, please feel free to call toll free (866) 389-2778 or local (808) 891-0415.

Pacific Home Loans is now licensed to offer home loans in California and Hawaii.